Our Services

Insurance Solutions for Every Need

From mandatory motor insurance to comprehensive business cover, we offer a full spectrum of insurance products designed for the Ghanaian market.

Motor Insurance

Protect your vehicle with comprehensive or third-party motor insurance. We cover private cars, commercial vehicles, taxis, ride-hailing cars, trucks, motorbikes, and fleet vehicles.

What's Covered

  • Comprehensive cover (own damage + third party)

  • Third party, fire & theft

  • Third party only (mandatory in Ghana)

  • Covers private, commercial & fleet vehicles

  • Ride-hailing & taxi cover available

  • Windscreen and accessories cover

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Property Insurance

Safeguard your home, office, or commercial property against fire, flooding, burglary, and natural disasters with tailored property insurance plans.

What's Covered

  • Homeowner and tenant insurance

  • Commercial property cover

  • Fire and allied perils

  • Burglary and theft protection

  • Flood and natural disaster cover

  • Landlord liability protection

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Business & Liability Insurance

Comprehensive business insurance to protect your enterprise from operational risks, employee claims, and third-party liabilities.

What's Covered

  • Public liability insurance

  • Professional indemnity

  • Employers liability (Workmen's Compensation)

  • Business interruption cover

  • Goods-in-transit insurance

  • Fidelity guarantee

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GHANA

Travel Insurance

Travel with confidence. Our travel insurance covers medical emergencies, trip cancellation, lost luggage, and more — for both local and international trips.

What's Covered

  • Overseas medical expenses

  • Trip cancellation & curtailment

  • Lost or delayed baggage

  • Personal accident abroad

  • Emergency evacuation & repatriation

  • Single trip and annual multi-trip plans

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Fire & Special Perils

Protection against fire damage, lightning, explosions, and special perils like storms, floods, and earthquakes for both residential and commercial properties.

What's Covered

  • Fire, lightning, and explosion cover

  • Storm and tempest damage

  • Flood and water damage

  • Earthquake cover

  • Damage by aircraft or vehicles

  • Consequential loss / business interruption

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Marine & Cargo Insurance

Protect your goods in transit — by sea, air, or road. Essential for importers, exporters, and trading companies operating in Ghana and across West Africa.

What's Covered

  • Marine cargo (imports & exports)

  • Inland transit cover

  • Marine hull insurance

  • Warehouse-to-warehouse cover

  • All risks or named perils options

  • Open cover for regular shipments

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Personal Accident Insurance

Financial protection in case of accidental injury or death. Covers medical bills, disability, and loss of income resulting from accidents.

What's Covered

  • Accidental death benefit

  • Permanent total disability

  • Temporary total disability

  • Medical expenses cover

  • Individual and group plans

  • 24/7 worldwide cover

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Group & Employee Benefits

Attract and retain talent with group insurance plans for your employees — including health, life, and personal accident cover.

What's Covered

  • Group health insurance

  • Group life assurance

  • Group personal accident

  • Pension scheme advisory

  • Key person insurance

  • Custom packages for SMEs

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Our Insurance Partners

We Compare Quotes From Ghana's Top Insurers

As an independent broker, we are not tied to one company. We shop the market on your behalf to find the best rates and cover.

Star Assurance
Enterprise Insurance
SIC Insurance
Hollard Insurance
Sanlam Allianz
Unique Insurance
Glico General
Priority Insurance
Vanguard Assurance
Activa International

Not Sure What Cover You Need?

Our insurance advisors are here to help. Get in touch and we will recommend the right products for your situation.

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